Estates Director
Previews Properties
Specialist
Coldwell Banker Residential
Brokerage
1608 Montana Avenue
Santa Monica, CA 90403 |
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All agents are NOT alike! Find out why I am a top Santa Monica real estate expert. Call me: 310-395-1133.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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You're the Tops!
"It is always a real pleasure to work with true professionals and you're the tops."
Marian & Bill - North of Montana Santa Monica
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 Compare three mortgages at one time.
Download TripleCalc now. It's free. |
Kate Bransfield is one of The Top
Selling Real Estate Experts™
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Special Offers: Special offers for Santa Monica homeowners from
Kate Bransfield, top Realtor |
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Free Reports: Kate Bransfield's free real
estate reports |
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eNewsletter: Kate Bransfield's Santa Monica newsletter email will send you the
latest real estate information |
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Daily Real Estate News: Daily Real Estate News |
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Market Conditions Report: Daily real estate news for this neighborhood, California, and United
States |
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Monthly Payments & Schedule: Monthly loan payments java
mortgage calculator |
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How Much Can You Afford?: Calculate how much home
you can afford with this financial calculator |
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Determine Tax Savings: Calculate how much your
monthly Santa Monica California mortgage payments save you on your taxes
because of loan interest |
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Should You Rent or Buy?: Is it better to rent a
home in California or buy your own Santa Monica house, ranch, luxury property,
condominium, acreage, or other real estate? |
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Adjustable Rate Mortgages: Adjustable rate Santa Monica mortgages information and interest rate java calculator |
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What Is Your APR?: Determine the Annual Percentage
Rate (APR) for your mortgage. |
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Fixed or Adjustable Rate Mortgage?: Use this calculator to
compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and
an Interest Only ARM. |
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Are Balloon Mortgages For You?: Balloon mortgage calculator.
A balloon mortgage can be an excellent option for many home
buyers. |
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15 vs. 30 Yr Mortgages: With a 15 year mortgage you will pay
significantly less interest, but only if you can afford the higher monthly
payment. Use this calculator to compare these two mortgage
terms. |
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How Much Should Your Income Be?: What income is required
to qualify for a mortgage? Use this calculator to find out. |
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What's Your Maximum Mortgage?:This calculator will help you
determine your maximum monthly housing payment and the resulting mortgage
amount. |
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Will Buying Points Save You Money?:This calculator helps you
determine if you should pay for points, or use the money to increase your down
payment. |
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TripleCalc: FREE Software Download: TripleCalc lets you compare three loans at
one time for your property or other California real estate |
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My Link Partners: My Link Partners from Santa Monica and Pacific Palisades in California |
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Top National Real Estate Web Sites: Real Estate Web Sites
that include some unique sources of realty information, listings, and
more |
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Ask Anything: Ask Kate Bransfield anything real estate |
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NUMBER1EXPERTS: List of all the NUMBER1EXPERT real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale |
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Real Estate Tips: Kate Bransfield's realty library of
real estate tips and advice on everything from preparing your home for sale to
negotiating with home buyers to escrow, closing costs, property inspections,
and mortgage brokers |
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Real Estate Trivia: Kate Bransfield's collection of real estate trivia questions and
answers that include real estate topics such as the most expensive home,
largest swimming pool, and more |
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Real Estate Dictionary: Complete real estate
dictionary and glossary of realty words you'll use when you list and sell your
Santa Monica property in California, including legal terms definitions, and
more |
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
Where is the world's oldest hotel?
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| A |
The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties. |
 See More Real Estate Trivia > |
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Below for the only link you need to see EVERYTHING that is active on the market
that fits your description!
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