Main Sitemap: Santa Monica, California Real Estate - Kate Bransfield

Estates Director
Previews Properties Specialist
Coldwell Banker Residential Brokerage
1608 Montana Avenue
Santa Monica, CA 90403

All agents are NOT alike! Find out why I am a top Santa Monica real estate expert. Call me: 310-395-1133.

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Kate Bransfield, REALTOR®, real estate agent and broker for Santa Monica California home listings, property and land for sale - NUMBER1EXPERT(tm)

Kate Bransfield
Coldwell Banker
1608 Montana Avenue
Santa Monica, CA
90403
Phone: 310-395-1133
E-Fax: 310-496-0143
Email: kate@SantaMonicaListings.com
Kate@WestsideSpecialist.com
Kate Bransfield has lived and worked in Santa Monica for over 18 years. She combines old-fashioned service and integrity with state of the art technology to help you in any way she can. Receive daily updates of ALL new and reduced listings!...not just Kate's listings. Please do not hesitate to contact her for more information 310-395-1133 or kate@WestsideSpecialist.com. Limitations on Use of MLS Information in Advertising. Except as provided in Sections 12.7, 12.8, 12.11, and 12.15, truthful use of information from the MLS compilation of current listing information, from the MLS’s “statistical report,” or from any “sold” or “comparable” report of the MLS for public mass media advertising by an MLS Participant or Subscriber or in other public representations for purpose of demonstrating market share is not prohibited. However, any print or non-print forms of advertising or other forms of public representations must clearly demonstrate the period of time over which such claims are based and must include the following, or substantially similar, notice: The source of information may or may not have been based on information from the Combined L.A. Westside Multiple Listing Service as of [date the CLAW MLS data was obtained]. Display of MLS data is deemed reliable but is not guaranteed accurate by the MLS. The Broker/Agent providing the information contained herin may or may not have been the listing and or Selling Agent.

Bob Quick, Branch Manager of the
Santa Monica, Coldwell Banker Offices,
is Proud to Congratulate

In Achieving the Highest Award,
The Designation of

Society of Excellence

Coldwell Banker
1608 Montana Avenue
Santa Monica, CA 90403

310.395.1133

www.SantaMonicaListings.com

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NUMBER1EXPERT™ for Santa Monica real estate, California. Including North of Wilshire real estate and North of Montana homes
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